ChangeNOW

Risk-based KYC Instant swap no account

6.4/10 total

One of the largest registration-free swappers by volume and asset count. Reliable for ordinary swaps, but it runs an AML screening layer that can escalate to identity verification, and the spread is not itemised.

Scores

No-KYC 5

Fees 7

Privacy 5

Custody 5

Record 8

Coverage 10

Weights are published in the method and applied identically to every entry.

For

Enormous asset and chain coverage
No account needed for standard swaps
Consistently high uptime and fast settlement

Against

AML screening can demand ID on flagged transactions
Fee is embedded in the rate and not broken out
No onion service

Agent access 6/10

Documented partner API, but the key is issued to a registered partner account.

Reported separately and not counted in the total. It measures what an autonomous agent can do unattended, not whether the service is safe to use.

Fees

~0.5% float, fixed costs 0.5–1% more

Fees are folded into the displayed rate rather than itemised, so the true spread is hard to audit.

Specification

Type: Instant swap
KYC policy: Risk-based KYC
Custody model: custodial-in-flight
Account required: no
Assets: 900+
Chains: 70+
Operating since: 2017
Jurisdiction: Seychelles
Onion service: no
Works without JS: no
Open source: no
Facts checked: 2026-07-31

Links

https://changenow.io

Plain links, no referral parameters. Verify the domain yourself; phishing clones of every service in this table exist.